Wage garnishment occurs when a court issues an order that requires your employer to withhold a portion of your paycheck and send it directly to a person or entity to which you owe money. Generally, garnishment lasts until a particular debt is fully paid off. These debts include child support, student loans, taxes, and any debts that have been the subject of a collections lawsuit resulting in a judgment against you and a wage garnishment order.
Once you file for bankruptcy, an automatic stay will go into effect which stops most wage garnishments and prevents creditors from seeking new garnishments while the bankruptcy case is proceeding.
If you’re considering filing for bankruptcy, contact experienced Bankruptcy Attorney Scott Humble for a free consultation.